Showing posts with label Ingham Health Plan. Show all posts
Showing posts with label Ingham Health Plan. Show all posts

Tuesday, November 27, 2007

Universal Health Care in Mid-Michigan: It's happening

Over the holiday weekend, I had the opportunity to sit with my parents and watch Michael Moore's film on the U.S. health care system (or lack thereof), 'Sicko'. It was my second time seeing it, and the first for my parents. It was a different experience watching it this time around because I got to gauge my parents reactions compared to what I felt my first time around. As the lone politico in the family, I'm always interested how I compare to them on various issues. While my entire family would definitely lay on the compassionate side of policy (read = moderate to progressive) they shy away from being "political".

My parents, like most others I've talked too, were shocked, horrified, and just plained upset after viewing the movie. They more or less said the same thing "Why don't we have universal health care?" Why indeed. The very thought of me going through the first 10 years of my life with Crohn's Disease without paying 25 different doctors and hospitals a month is hard to grasp for us, but it's a challenge we'd welcome in a heartbeat (pun intended). Thankfully, it looks like this area is making a change for the better.

I'm lucky to live in Ingham County, a place where our local government leaders clearly see the benefits of universal health care for residents as a means of cost prevention. Since instituting the Ingham Health Plan over nine years ago, Ingham has become a model for counties all over the state and country, because it works, and while it isn't quite perfect yet, it's getting there. You can be a part of the process by attending meeting coming up and providing your suggestions for improvement or just learning more about it. See this article in City Pulse for more information.

Universal health care is not something to fear, it's something to desire. It helps you, it helps me, and it helps everyone around us. The only people who have to fear getting sicko from a universal health care plan is the insurance and drug industries, and you're not really worried about their temperature rising a bit, are you?

Monday, November 27, 2006

Healthcare in Ingham - On the Right Track

In Michigan everyone thinks Jobs is the No. 1 issue, particularly with this most recent election.
For most, it might be.
But if we get truly back to the basics, you realize that if you're not healthy, you can't work, much less find a job.
In continuing to focus on what is GREAT about Michigan, instead of the Dick DeVos Right's tactics of Doom and Gloom, I thought I'd take a look at the healthcare climate right here in Michigan's capital, Ingham County. I hope that our county can act as a progressive model for the rest of Michigan, all the while keeping Michigan GREAT!
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I've always said the best offense is a good defense.

Glad to see Ingham County is taking that to heart when it comes to county health care.

As mentioned last month by LLP-endorsed County Commissioner Curtis Hertel Jr., county residents now have a new health-benefits program for the uninsured. The Ingham Health Plan is designed for low-income residents who don't have health insurance. But, it is not actual health insurance, it's a health-benefits program. If it sounds confusing, you're not alone. I had to read it a couple times before I actually got it. Courtesy of Dr. Dean Siekno, Medical Director for the Ingham County Health Department.

The Ingham Health Plan offers benefits in primary care, specialty services, most outpatient laboratory and x-ray services, and pharmaceuticals under a restricted, yet reasonable formulary.

The program does not pay for inpatient hospitalization. Philosophically the IHP intends to use its resources to provide primary care services to a greater number of people; the intent is that access to primary care services for greater numbers of people will avert unnecessary emergency room visits and preventable hospitalizations.
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County officials estimate that less than 80 percent of young adults between 18 and 24 years of age have health insurance while almost 100 percent of adults over age 55 have coverage.

Income is another significant factor — less than 80 percent of persons with annual household incomes under $20,000 per year have health insurance while nearly 100 percent of those with incomes over $50,000 are covered.

The IHP has two benefit programs: Plan A and Plan B.

Plan A offers more robust benefits, but to qualify for Plan A a person can earn no more than a meager $285 per month.

For Plan B, a version with more modest benefits, a single person can qualify with an income slightly above $2,000 per month, while a family of four can qualify with an annual household income of about $50,000.


This is all part of the policy that the County Commission adopted to assure accessible healthcare as a top priority for all residents.

The program does have co-pays but these are generally only between $2-$10 depending on the service and the plan that each member is enrolled in.

Of course, as with any health benefits package, there are restrictions, but after looking them over, they seem relatively reasonable. I even had the opportunity (strictly by chance) to speak with someone enrolled with the IHP this weekend while I was getting my hair done, all of things. She was definitely happy to have some coverage, but had a couple complaints, mostly due to the lack of coverage for emergency room visits, but overall, grateful that county even offered the program.

I encourage you to check out all the details, read the fine print (there isn't much) ask questions, call the information line provided and see if this something for you or someone you know.

Ingham County Health Plan Information Page

While you're there, if you or someone you know are a small business owner in Ingham County looking to provide affordable healthcare for your employees, check out the Ingham County Advantage program.

Kudos to Ingham's Board of County Commissioners for doing their part to keep Mid-Michigan great and healthy, all the while keeping the cost to tax-payers reasonable. I hope to speak for others when I say I hope this by no means a stopping point, but rather an excellent point to continue to build up on.

*Hear what folks on the statewide (MichiganLiberal) and national scene have to say about the IHP (DailyKos). You might be surprised!*